Dashboard with real cash flow
Monthly Cash Flow and Running Balance as Sankey diagrams, plus donut and bar views. Switch between actual and budgeted, in dollars or percentages, and click any band to drill in.
All releases
Oakfold 1.0: the first public release.
Everything you need to run your money from your own computer: a budget, your bills, a debt plan with a date on it, savings goals, and an assistant that answers from your own numbers. No bank logins.
In this release
Everything, connected from day one.
Version 1.0 ships the whole app. These are the pieces, and every one of them shares the same set of numbers.
Budgets for a real month
Per-category budgets with budgeted, actual and remaining side by side. Expand a category into its subcategories, tag needs, wants and savings, and see one summary of how far over or under you are.
Debt payoff simulation
Avalanche, snowball or a custom order, plus any extra you can spare each month. The debt-free date and projected interest redraw on the spot, in individual, stacked or total-balance views.
Goals with projected lines
A target, a date and a projected line for each goal, funded by date, by priority or split evenly, so you know which one is behind before it matters.
Ask Oak
An assistant that answers from your own accounts, budget, debts and goals. Type, dictate, or switch to voice mode and share the Oakfold window so Oak can see the page you're on. Comes with Core, with 150,000 credits every month.
Statement check
Scan a statement as PDF, CSV or image and Oakfold compares it with what you recorded, account by account. The scan runs on your computer.
Scheduled income and bills
Enter recurring items once. They post forward on schedule and wait for your approval.
Household view
Record who spent or earned each transaction and view the whole household or one person at a time.
Local-first, sync optional
Your data lives in a database on your computer. With Core, turn on cloud sync to back up to your account, or stay in Incognito Mode on this device only.
System requirements
- Windows
- Windows 10 or later, 64-bit
- macOS
- macOS 12 or later, Apple Silicon and Intel
- Internet
- For sign-in, optional online sync and Ask Oak.
Good to know
- This is a beta: everything listed here is in the app and usable today, and rough edges are being fixed quickly.
- Partners and families share one computer for now. Separate sign-ins are on the roadmap.
- Desktop only today. Mobile is coming.
- Found something broken? Email support@getoakfold.com.